Hi all, probably been asked a million times but I need recommendations for my collection, any really good value policies out there?
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Hi all, probably been asked a million times but I need recommendations for my collection, any really good value policies out there?
Try Direct Line Select PremierQuote:
Originally Posted by Oysterman
https://www.directline.com/select-premier
Adding mine to my Aviva home policy, as specified items has been relatively cheap and only started to become more complex with individual pieces exceeded £10k.
Even then with a safe installed, options still exist just things need referring to an underwriter.
All the above said, I’ve never had to claim for an event occurring to a watch so I can’t provide the total picture.
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I recently posted a thread on that, take a look. I went for M&S insurance based on majority of the recommendations. This doesn't mean that is the right one for you but check it out.Quote:
Originally Posted by Oysterman
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Just had my M&S renewal. Gone from £750 to £1100! Watching this with interest.
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Can anyone recommend stand alone insurance?
M&S seem to only insure valuables to £50k. John Lewis told me they only insure valuables to 25% of general contents value.
I’m with NFU mutual. The cover is great, but the premiums are getting too high.
https://www.ripeinsurance.co.uk/valu...tch-insurance/Quote:
Originally Posted by andy tims
The above is the only stand alone I’m aware of
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John Lewis has a “specialist insurance” product. Ask about that, it can go double the m&s limitQuote:
Originally Posted by andy tims
The Direct Line Premier is ‘standalone’ very knowledgeable and no insane criteria the premium was palatable
I should have said more than double the m&s limit. I do not know if they actually have a limit, however unless new, everything will need to be valued.Quote:
Originally Posted by watchlovr
Thanks, but the minimum individual item value for this policy is £1,000, the maximum value for each is £20,000. The maximum combined value is £30,000.Quote:
Originally Posted by Ikincooper
One of the reasons I had to ditch them this year.Quote:
Originally Posted by eletos
I ended up with Halifax for the same level of cover and same price as last year, give or take £150 :miserable:
Specified items over £3k covered home and away. Anything under £3k covered under contents and personal possessions away from home up to £15,000 (£3k each item).
Absolutely no experience of it but I’m pretty sure Hodinkee do their own standalone watch insurance.Quote:
Originally Posted by Ikincooper
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They do, just not in the UK unfortunatelyQuote:
Originally Posted by tobywatches
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I’ve used TH March for years.
TH March were very competitive for me. Fitting a safe made a huge difference.