Originally Posted by
paulpsz008
Possibly a silly answer but just consider it a different viewpoint.
By 21 insurance has dropped to a level where you can actually get something a bit more interesting especially if you're/he's flexible on what he wants.
In my case & circa 20yrs ago I really wanted a, BMW coupe, Supra, Impreza, Cossie, etc... but the insurance was £2k+.
Fortunately I found if you looked a bit more niche i.e. cars the young don't really drive the insurance was "only" £900 examples included Celica Gt-Four & 328i Tourings.
Ended up a mega mile e46 328i Touring and genuinely one of the best cars I've ever owned despite the mileage.
Edit - This is in a very average area of Manchester so insurance isn't cheap