I’ve never had a risk assessment/score performed but have a very good idea of my personal risk appetite. TBH if a risk assessment came up with a result that varied from my own perceived appetite then...
Type: Posts; User: Halitosis
I’ve never had a risk assessment/score performed but have a very good idea of my personal risk appetite. TBH if a risk assessment came up with a result that varied from my own perceived appetite then...
78% of the stock market’s best days occur during a bear market or during the first two months of a bull market. If you missed the market’s 10 best days over the past 30 years, your returns would have...
Ha - I have as good an idea as the industry experts - i.e. none.
My (often proved poor) instinct suggests the US can't continue rising at the rate it has/is, so a well diversified global...
Yes clearly the fund provider has changed its own benchmark a couple of times over the years so its difficult to directly compare. The new benchmark appears to be a pro-rated average of three global...
Certainly no expert, and all that matters is that you're happy with it matching your risk appetite and situation. It appears to be 60% in bonds and gilts, which are usually less risky/volatile, so if...
I see the sector allocation blurb talks of underlying funds, so M1011's investment is in a "fund of funds" - perhaps that precludes accurate tracking of any one particular index - it uses "Global...
That is a large gap in performance though I’d be surprised if it is actively managed at that fee rate. Does the fund fact sheet state the aim of the fund M1011? Perhaps it’s only to “loosely” track...
No I don’t (because my employer’s pension doesn’t include one in their selection) so I invest a percentage in an emerging markets fund.
I agree with your posts and merely suggested a global fund in...
I referenced global trackers and actually don’t hold any MSCI tracker.
Edit - I actually think your graphic shows that the MSCI ACWI does include India?
All salient point, and worth adding that what is held within a tracker automatically changes over time to reflect the moving markets. As a market or individual stock increases in relative size then...
SJP are an FA and not an IFA - an important distinction omitting the “independent”.
Also a rising tide lifts all boats so even poorly managed funds with extortionate fees will have done well in...