February is my car insurance renewal month and I thought I'd look into it today....shocked by the price increases! I renew every two years (alternating between my wife and I)...a crappy Ford Fiesta, 16 years NCD. My renewal 2022-2023 was £270 with Churchill. This year all the major providers (Churchill, Aviva, Admiral etc)...between £1100 and £1400!

I'm forced to look at the cheaper end of compare the market...providers I haven't heard of (eg 'Yoga Insurance') or branded insurances underwritten by other companies (eg RAC), these are still about £600. Normally I'd avoid these based on the reviews when it comes to making a claim, but with a £600 difference, I'm starting to think about taking the calculated risk of ditching Churchill for RAC.

500% rise in two years beats general inflation, energy price rise etc....whats driving it?