We are in Europe often so have 2 cards - Monzo and Chase.
While Monzo is good it has its limitations and issues
You can only withdraw £250 in cash per month or the equivalent in currency
The limit for Chase is £1,500 per month
For that reason we are using our Chase cards to get local currency cash.
Monzo has also had issues when trying to pay occasionally- more recently to top up my foreign phone sim. It declined twice so my Chase card came to the rescue. I also had it declined in a French petrol station.
I don’t know about the benefits of the 2 cards but I’m certainly glad I’ve got the Chase card and would recommend it to anyone.
They cost nothing to set up so why not get both and try them.
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