Personally I would be happy to self insure, however I didn’t want to make the decision of do or do not with our family Labrador, so Petplan for us.
Personally I would be happy to self insure, however I didn’t want to make the decision of do or do not with our family Labrador, so Petplan for us.
We used 'Many Pets' and are now with Napo. £12k of cover per year I think. £100 excess.
I think 'self-insuring' only works if you can easily afford a £5k vet fee if the worst happens.
Our Cavalier King Charles Puppy needed a double hernia operation at 6 mths old. £2.5k at a top pet hospital.
She's 18 mths old now and fortunately, no more health issues so far.