We went to Le Mans in May this year and a pal of mine, Stuart, was reversed into by a car 2 miles from home. He was on his BMW R1200GS Adventure and the other vehicle was a Ford Focus. Stuart was stopped behind the focus as the car in front was giving way to oncoming traffic, the focus driver decided to reverse failing to see that a motorbike was behind him, it wasn’t just a tap either, Stuart jumped off the bike when the back bumper rode up the bikes front wheel and reached his headlight. There was a witness to all this and all details were exchanged, the driver of the focus was a 17 year old local lad whose father is a driving instructor.
Stuart got his bike home and called his insurance company, an accessor came out and the bike was written off. A few weeks later Stuart’s insurance company paid him out less his excess and he bought another bike, the plan being that his insurance would claim their loss from the other drivers insurance. A couple of months later Stuart calls his insurance company looking for his excess money back, they told him they had not heard back from the car driver with his insurance details and they would write requesting them again. Another month goes by and Stuart calls them again, they’d still not heard back from the driver and were now going to get solicitors involved. Eventually they heard back from the driver claiming it was nothing to do with him as the car had been sold 2 days before the accident and produced a receipt showing the same.
Over this weekend Stuart decided to go and take a look at where the lad lives. Sure enough he seen the lad and the same car on the drive !
Stuart contacted the police and told them the whole story but as no one was injured they were not interested.
Besides knocking on the door and having it out with him I’m at a loss as to what he can do next, hence the reason for this post, what course of action can be taken in a situation like this ?