Bit of a long story but a house purchase fell through at a late stage and subsequently lost the mortgage fee. I have since bought else where and also went with a different company but at the time I was hesitant paying another non refundable fee in case anything fell through again. The broker said no problem add it to the mortgage and you can just pay it off in the first instalment( at the end of this month). Now thinking about it hasn’t the interest been calculated on it already, so instead of 999 I’d have to pay around 1300 to clear it. Or I’d be remortgaging in 5 years time (20 years term) so as long as I clear the 999 the rest is negligible over the 5 years till I remortgage?


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