I didn’t drop my bike during a quite protracted DAS course. Heard all the cautionary tales about how I would drop it at some point once I’d passed.
Didn’t stop me getting a nice shiny bike which I promptly dropped twice in my first month.
First was fairly unavoidable riding towards a section of residential road that suddenly narrowed and became a one-way street in my direction. Car was coming down it which forced me to take a right turn over a brow of a hill with an adverse camber on it. Didn’t carry enough momentum into the turn and promptly came off at 3mph. Bruised ego and a new valve cover were the only prices to pay.
Second time was sat in my garage. Wheeled the bike away from the ground anchor and put it on the stand. Got on and somehow dropped it when taking it off the stand. I was quite tired after some night shifts so learned a second valuable lesson about staying off the bike when tired.
I don’t think you necessarily need to buy a wrecker as your first bike but just keep some money aside (or in my case some valve covers) for when you do drop it. You’ll probs not be able to sleep at night thinking about that scratch on the clutch lever or the gouged bar end.