Hi folks, I’m hoping there is someone in the insurance industry that can shed some light on my particular issue.
I’ve had a look online but my case is a bit different so I can’t find answers.
I was in the taxi trade for many years and when I left the game last year I had 10 years NCD built up from using my taxi.
I then used that NCD on a normal car up until now (coming up on a year and a half)
My normal car will be getting plated as a private hire next week as I’ve decided to go back to being a taxi driver.
When making initial enquiries I was given a quote of about £1,400 but when asked had I used my taxi NCD on the private car, and I answered yes, they changed the policy price to £2,200 stating I can’t use normal car NCD on a taxi, but the fact is, I built up this NCD on a taxi not on a normal car.
I understand you can’t use normal car NCD on a taxi and that is fair enough, but I built up this NCD on a taxi.
I just feel they use it as an excuse to squeeze extra cash out of you.
I contemplated contacting the insurance ombudsman but looking on line, they will only get involved if I have insurance in place, which I don’t yet.
Anyway, here’s hoping there is someone in the trade on here who can shed some light or help me.
Cheers.