Quote Originally Posted by Chris_in_the_UK View Post
Well I am not sure they do TBH. My in-laws changed their car just before Xmas and due to some confusion forgot to tell their insurance company. After about 4 weeks of ownership they received a letter from the Police indicating that records were showing that the vehicle was uninsured. The letter was an 'advisory/warning' but concluded with a statement indicating that failure to correct this would result in prosecution. They were not stopped by Police so presumably CCTV with ANPR has triggered this?.
I think they were quite lucky. I think if you actually get stopped you end up with £300 fine and 6-points. Happened to a mate who was out of the country for about 8-months, came back and forgot his insurance had lapsed. I think the only way you can get away with it is on an autorenewal error where your insurance company agrees to renew and backdate the insurance.