Car Insurance Shock!

[Rodder]

^^^Capitalism. Who’d have thunk it.

As we slowly slide towards socialism the cost of living is increasing. Tax revenue has never been higher yet society is breaking down. But it’s the Tories! Well, they’re certainly a large problem but the lack of personal responsibility also is. I can’t imagine a central insurance fund, where no matter how you drive, insurance is covered would work. Or does socialism have another solution?

[Longblackcoat]

As we slowly slide towards socialism the cost of living is increasing. Tax revenue has never been higher yet society is breaking down. But it’s the Tories! Well, they’re certainly a large problem but the lack of personal responsibility also is. I can’t imagine a central insurance fund, where no matter how you drive, insurance is covered would work. Or does socialism have another solution?

I saw your post, then saw the author. Surprise! It's all the fault of the Lefties, including those Tory ones.

Bring on the Fourth Reich, eh?

[RLE]

Pleasantly surprised with a £10 reduction on my run around on last years premium. Is a 15 year old VW so certainly nothing exotic, but nevertheless expected an increase. £187.00 for the year.

Don’t think I will be quite as fortunate on the Abarth in a few months but we will see…….

[JonRA]

I am thinking of getting a second car - I sold my last (and MX5!) 18 months ago. I only need a 'shopping trolley' so got a quote for a newish, basic Toyota Yaris.

Bearing in mind the last policy I had for the MX5 cost around £330 I was rather shocked to be asked for £940 by Direct. Out of interest, I asked for a quote for a new Honda Type R costing twice as much and with three times the power - an extra payment of just £85 (£1025 all in)

How these two quotes are arrived at is beyond me - unfortunately, so is the idea of a second car with insurance costs like this :(

[Peck]

I just did mine and it went up by about 5% so was happy with that. Obviously the initial renewal was a 50% uplift but that soon disappeared after 10 minutes on the phone.

[Tooks]

Just to add to the thread, renewed my car insurance for which I paid £549 last year, 25k miles a year, class 2 business cover and 2 other named drivers.

My renewal came in at £859, which I thought I could do better on.

Went to the usual comparison sites, Allianz were the first company I’d actually heard of offering the same cover with a few more bells and whistles for £689, still a 25% or thereabouts hike, but purchased that.

I went back to my current insurer online and clicked through the ‘cancel my renewal’ process at the end of which I got a ‘we don’t want to see you go’ message and an offer to renew at £752…

The usual shenanigans then.

[Christian]

I don't know why they make it so complicated...when I started this thread, I was reinsuring our Ford Fiesta (16 years NCD, no points, no accidents). Most of the major insurers wanted an eye watering £1400 (up from £300-odd the previous year). In the end, found that LV would do it for £580 and went with them. I've just bought a second car for the family, transferring the Fiesta to my wifes NCD and have restarted the quotes. A complete reversal... LV are the outlier that wants £1500 whereas the other insurers are down around £600.