0.7% I think is reasonable.

Obviously everyone has different circumstances but without too many numbers and factors etc:

I had one pension set up via an IFA which was amalgamating two personal pensions - 1% charge. My workplace pension he does not manage per se but will “offer some advice and thoughts”.

If I move my workplace pension into a new pension with my IFA I’ll have a charge of 0.75% across all pensions. I am retired btw - so nothing is going into my workplace pension any longer. I do still pay into my personal pension though.

Hope that helps you a little


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