Quote Originally Posted by Franky Four Fingers View Post
I keep on reading this but unless im missing something I don’t see where theyre ripping me off?
When i went with them a few years ago i posted on here and similar was said, I looked in to all the major players and they were all roughly the same give or take a few 0.01%. As of 24-25 they are also changing their charging structure to make it clearer in what they actually charge.
Unless they are deliberately hiding some hidden charges i dont know about?

For me it was a no-brainer, i had 6 pensions spread over 5 pension companies and if i turned up my clogs my missus would have had a right ballache sorting it out. Now its all in one place, i can see whats going on, i have 2 meetings a year and i can change at them drop of a hat with no exit charges.
If you have done your research and you are happy with them, that’s fine. You have probably
already paid their high upfront fees anyway. They apparently reduced their prices recently after scrutiny from the regulator.

If you google ‘SJP investigation’ you’ll get some sense of why I and others avoided them.