If you'd read my post properly you'd have seen I was talking specifically about shared foot/cycle paths and traffic free public spaces. I don't get to meet any horses or cars in these places, though I do get to meet very many joggers, walkers and cyclists on them.
Yesterday was just another typical day walking on one of our local shared foot/cycle paths. I was almost hit by this idiot who shot past me from behind extremely closely and at high speed to get between the two bollards. Of course, she gave no warning whatsoever. Then again she had no bell! Had she given warning Lynn and I would have stepped aside to let her pass.
And your 'cheery good morning' would have been no help whatsoever at the speed she was going!
There are, on this shared path, quite a number of blind bends like this one. I'm amazed at the number of cyclists who give no warning when approaching at high speed, particularly early morning/evening when they're obviously commuting to/from work. Many folk are out at those times walking their dogs and I've seen one dog hit by one of these clowns - I was walking it at the time!
Am I right in assuming, based on your replies in this thread, you don't have a bell fitted to your bike?
For the record. I'm a cyclist, I have a bell fitted to my bike and I use it.