Just picked up on this very informative thread.

I have a frozen pension with Prudential that I want to transfer and start adding to over the next 10 years, the transfer figure comes to about £20k so nothing much in the world of pensions but hoping I can top this up and in the process, save on some tax and learn a lot more about investing in different indexes/funds.

Vanguard are my first port of call and I can see plenty of people here have experience with them, I see they have a managed SIPP with slightly higher fees and a do it yourself SIPP, the DIY route still looks to have set funds in different percentages so its a bit like a set menu rather than an individual choice of funds, does that make sense?

Any advice from other VG investors would be very welcome and hopefully I can get this £20k working better for me and learn a lot in the process..