Quote Originally Posted by philsimm View Post
Since your pooch is in tip-top shape with no health concerns, it might be worth shopping around to see if you can fetch a better deal elsewhere.

No need to stay with the same provider unless you really like them and you don't feel like they are cashing and milking you of your money
Typically I insure a dog until about 7 years old, then when the premiums start to go up steeply and/or the co-pay element increases significantly I'd probably cease insurance. I know that the final few years of a dog's life are likely to be expensive, whether that's through severely hiked premiums or just paying directly. I got very frustrated not knowing if a claim would be approved/queried and seeing the insuring entity try to wriggle out of paying (yes, Animal Friends, I'm talking about you) hence relying on the Bank Of LBC.