I've recently inherited a cat called 'Cyril' and have been looking into insurance for him. I estimate he's around 6 or 7 years old. Hard to know for sure as he was rescued.

The highest rated insurer according to 'Which' is a company called 'Napo'. They've quoted me £43.12 a month for £8k cover for vets fees per year.

Alternatively I could put £45 a month into a savings account and 'self insure'.

Any thoughts on these options? What do you do?

My last cat was insured with Tescos and the premiums ramped up steeply as he grew older. He never needed a vet and passed away quite suddenly when he was around 12 years old.