Originally Posted by A440
OP here. Thank you all very much for your posts and suggestions. They have been most helpful.
I've decided to self-insure and have set up a monthly standing order to another account. I promise not to spend the money accumulated on watches! I may also go for a monthly vet plan. My local vet offers one for £15.50 a month.
Cyril sends his thanks!
He looks like a masked crusader, ready to fight for justice, whatever it takes
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