It’s come on in leaps and bounds.
I went to the Gym at lunchtime. On the way there I caught up with a podcast. At the gym I listened to one of my playlists. On the way home I popped into Sainsbury’s, bought lunch and paid for it with my watch. On the way back I received a text while driving, this was read out to me and I replied to it. All without my phone or wallet, just a watch and Bluetooth headphones.